Scale your platform with a Wallet Infrastructure

Published: May 19, 2025

CH

Cosmina Hrisca

19 May 2025 / 5 Min Read

As platforms expand into new verticals and business models, they are focused on driving growth and reaching broader audiences. With this evolution comes the ambition to engage users more deeply, acquire new ones faster, and streamline financial operations across an environment that gets more complex to manage.

Wallet ecosystems are the key enablers of this growth. By combining payment and wallet capabilities, platforms can offer various financial services within their interface, creating more engaging user experiences and opening up new ways to generate revenue. This guide will show you how to tap into these new opportunities to ultimately scale faster.

 

What you’ll find in this guide:

  • The latest platform economy trends 
  • Strategies to capture additional revenue through wallet-facilitated transactions
  • Compelling wallet-based experiences that drive engagement

 

Businesses can offer extra features to make their users more engaged. Here are five embedded experiences that platforms can integrate into the wallet ecosystem: 

  • In-app wallets to store, send, receive, convert, and split funds
  • Currency management (FX-as-a-Service)
  • Local accounts (virtual IBANs)
  • Membership programs (loyalty points, exclusive deals, stamp cards, cashback, etc.)
  • Flexible payment plans (e.g., BNPL options, cash in advance)

 

To support these experiences, platforms need a flexible wallet infrastructure that lets them create wallets for their users with features that go beyond just making payments. On the operational side, the same infrastructure enables the collection of funds from multiple sources into a single, programmable wallet account, automating money flows such as split payments, commissions, and payouts. 

 

In essence, the wallet infrastructure lays the foundation for platforms to scale by enriching user experiences, automating money flows, and capturing additional revenue streams.  

 

Read this guide to learn exactly how to make it happen. 

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