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Bizum is a Spanish company that provides information society services. It was set up in 2016 as an innovative and collaborative project of the Spanish banking industry. Its aim is to offer a payment solution based on the instant transfer of funds between users' accounts in an efficient, fast, and secure manner for any payment scenario (P2P, ecommerce, or POS).

Wero is the digital wallet and consumer brand of the European Payments Initiative (EPI). Supported by 16 European banks and merchant service providers, it aims to create an efficient payment solution for Europe. Wero P2P was launched in Germany, France, Belgium, and Luxembourg. Next is the launch of an ecommerce use case, as is the Dutch migration of iDEAL to Wero.